Our purpose is to act as the fulcrum for our clients’ financial wellbeing, coordinating and facilitating their investment, business, retirement and estate planning needs.

  Our mission is to strive to provide you, our clients, the most competent advice, based upon the highest standards of integrity, honesty, sound academic knowledge, and financial experience.  We will provide this professional service in order to help empower our clients to successfully reach their financial goals and secure for their families and businesses the level of economic comfort they desire

  The economic environment and investment alternatives today are substantially different from those of the past. Investors can no longer be myopic in their view of investments by restricting their analysis to domestic markets or investment vehicles.  The traditionally domestic portfolio is clearly inadequate in the current internationally based economic and investment environment.  Furthermore, the complexity and volatility of today’s investment world requires access, and proficiency with superior analytical tools and databases.  We fully recognize that developing successful investment strategies and competing for investment capital depends on our ability to employ the most sophisticated analytical techniques.

  Successful investing requires the development of long term plans arrived at in an objective and dispassionate manner. Too often, investment decisions are based on isolated short term considerations without regard to the portfolio or the interrelationships of the assets used.

  Our approach to money management ignores the narrow approach of tempting to beat the performance of individual markets, and applies a much broader method of devising strategies that will achieve the investor’s long term policies and objectives within specified risk parameters.  If 90% of future portfolio performance is determined by asset allocation policies, then the investor should address issues of risk and return at the asset allocation and investment policy level.  To provide the services that our clients require today, we utilize integrated investment systems, which include all of the computer models and ancillary services required for developing and managing your portfolio in a sophisticated asset allocation program.

These are “strategies” for changing times.

Kevin P. Deckert, CFP , President